You stay in control
Arbor does not hold your money or place trades. You choose your plan and where to invest.
Your investment companion
Invest with a plan
you understand.
Build a plan you understand. Buy through your chosen provider, then record your purchase in Arbor to follow your progress.
- Plan in Arbor
- Buy with your provider
- Record in Arbor
Philippines-first · Private beta · Plus trial included
How Arbor works
Plan here.
Buy with your provider.
Track here.
Arbor helps you plan and understand your investments. It does not hold or move your money.
- 01
Make a plan
Create your account and confirm your email. Answer five short questions, compare approaches and review the plan you choose.
- 02
Buy with your provider
When your plan allows it, explore Ways to invest. Choose an investment and provider, or choose later. Buy through the provider, outside Arbor.
- 03
Record and track
After your provider completes the purchase, choose Record purchase. Enter the purchase date, actual units or shares, and PHP paid. Review the details, then choose Save record.
Home shows one next step based on your saved plan and available records. You can choose a provider later. Provider costs, eligibility and availability apply.
Your portfolio, in perspective
See your journey.
Understand your progress.
Follow how your recorded portfolio has changed over time. Explore a week, a month or the whole journey in PHP or USD. Sort your holdings to see the numbers that matter to you.
Contributions stay separate from investment gain.
- 01Your timeframe
1W · 1M · 3M · 6M · 1Y · 5Y · All
- 02Your perspective
PHP or USD portfolio view
- 03Your actual progress
Gain/loss for the selected period
Arbor Plus · What-If
See how a scenario unfolds.
Explore a future portfolio value or the monthly amount needed for a goal. The chart separates your starting value plus future contributions from estimated growth or loss. Reach my goal adds a horizontal target line.
Arbor Plus · Portfolio Insights
Start with the main takeaway.
See the largest difference from your chosen targets and a relevant next step. Recorded monthly patterns and your current allocation are open from the start. Explore quote dates or past comparisons when you need more detail. Missing values and missing history stay visible.
Arbor Plus: understand allocation drift. Compare recorded asset-class percentages with your chosen targets. This difference is not a risk score or a buy/sell instruction. Plan Alignment over time uses the plan valid at each date; missing history stays unavailable.
Monthly progress is core Arbor. Home and Ask Arbor show recorded purchases against this month’s target. Plus Monthly Review adds the monthly comparison and detail. Opening holdings, corrections and investment gain stay separate. Budget edits update this month; closed-month targets stay unchanged.
Arbor Plus: connect the views. Move between Insights, holdings-aware planning and What If, then return to actual goal progress. Explore a future value or use Reach my goal to illustrate the monthly amount needed for a PHP target and date, starting with your complete recorded portfolio. These scenarios leave your saved goal, budget and records unchanged. Current goal progress uses recorded reference values; future illustrations use your chosen plan’s assumptions and nominal future PHP, without inflation adjustment.
Private-beta members currently receive an Arbor Plus trial. Subscription checkout is not available yet.
Learn + Ask Arbor
Build confidence.
One question at a time.
Short lessons and plain-language explanations, right alongside your plan.
Learn lives inside Ask Arbor. Explore a lesson or ask a supported question about your plan, portfolio or recorded monthly progress. Get help with choosing a provider or recording a purchase—in English, Tagalog or Taglish.
Explanations use available Arbor records. Missing information stays visible. Your investment decisions stay yours. You can mark an answer helpful or not helpful.
Ask Arbor · How to record an investment
Clarity, without giving up control
Your choices. Your money.
Your records matter
What you paid stays separate from reference market values. Missing information is shown honestly.
Built for the long term
Keep perspective over years. No trading signals, rankings or promises of returns.
A curated set of US ETFs, ATRAM and BPI funds, and Bitcoin through
GFunds · Gotrade · DragonFi · GCrypto · Coins.ph · PDAX
Provider names identify supported paths. No partnership or endorsement is implied.
What is Arbor?
Arbor helps Filipinos invest simply and for the long term. You choose your approach and provider. Arbor tracks your recorded investments and explains your progress.
Does Arbor invest my money?
No. Arbor does not hold your money, place trades or open investment accounts. You invest through your chosen provider. Arbor helps you calculate, track and understand.
Where do I actually buy investments?
When your plan allows it, Ways to invest shows supported products and providers. You can choose later; your saved plan stays available. Buy with your chosen provider, then return to record the purchase date, units or shares, and actual PHP paid. Review your details before saving. Provider eligibility, fees and availability still apply.
Which investments does Arbor support?
The current beta supports Vanguard VT, VGT and BND through Gotrade; selected ATRAM funds through GFunds and BPI funds through DragonFi; and Bitcoin through GCrypto, Coins.ph and PDAX. It supports a curated set of products, rather than everything on those platforms. Provider names do not imply partnerships.
Can I track investments I already own?
Yes, for supported products. Record your existing holdings and available cost information. Arbor does not sync brokerage accounts or automatically import transactions. Some historical values or gain calculations may be unavailable when records or reference data are incomplete.
Is Arbor suitable for beginners in the Philippines?
Yes. Arbor is Philippines-first, with PHP planning, supported local ways to invest, short Learn lessons and plain-language explanations. You do not need professional finance terminology to get started.
Does adding money count as an investment gain?
No. Contributions are part of what you invested, not profit. Arbor separates recorded cost from portfolio value and shows gain/loss for the selected period when the necessary accounting context is complete.
Does Arbor guarantee returns?
No. Investments can lose value. Plans and projections help you explore possibilities; they are not guaranteed outcomes or instructions to buy or sell.
What is Arbor Plus?
A basic monthly split using your saved targets, current monthly budget progress, factual portfolio tracking and Learn are Free capabilities. Plus adds adjustments using recorded holdings, asset-class allocation and Plan Alignment over time, Monthly Review, Projection & What If, and deeper portfolio-aware explanations. These views connect back to actual goal progress. Current private-beta access is described below.
What is available during the private beta?
Private-beta members currently receive an Arbor Plus trial. Subscription checkout and public Free access are not active. Get started opens the current account-creation flow; no pricing or billing date has been announced here.
A clearer next step
Start with understanding.
Keep going with a plan.
Join the private beta. Keep the decisions yours.
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